PERSONAL FINANCE

Q Are there any restrictions on who can access the benefits of superannuation co-contributions? Can I create a superannuation account for my daughter, who is too young to work, and make contributions into her account so she can get the co-contribution? If feasible, how would I go about it?

Should You Go Without Now?

Some people when nearing retirement think that they should go without in order to save more for retirement.

Find Superannuation

It is incredible how many people have left personal superannuation savings in old funds and thus need to find superannuation savings they have misplaced.

Superannuation Scams

Superannuation scams can put a big dent in your personal superannuation savings, as superannuation scams will often take it all.

Make Sure You Are Getting Paid Your Personal Superannuation

Many younger workers do not pay much attention to their personal superannuation, which leaves them vulnerable to shady businesses not paying as much as they should.

How Your Personal Superannuation Fund Can Be Maximised

Maximising your personal superannuation savings can be a snap - you just need to start paying attention early on.

Could You Use A Self Managed Superannuation Fund?

Not everyone can use a self managed superannuation fund effectively for their personal superannuation, but those who can may stand to benefit.

Do You Have The Assets For Retirement?

While some people are happy to rent a place for all their life, it can certainly make retirement less comfortable than it is for someone with a house as well as money in their personal superannuation.

Look, Up In The Sky, It's Superannuation Man With A Tax Review

If the Government wants to change the superannuation rules, as prefaced by including retirement incomes in the Henry review of the tax system, it will have to be damned sure it's making things better.

3 Things To Consider About Your Personal Superannuation

You personal superannuation will likely need to provide for an extensive retirement, so it is important to be prepared.

Plan Personal Superannuation Goals

If you want to ensure a comfortable retirement, be sure to plan realistic goals for your personal superannuation.

ESUPERFUND

ESUPERFUND can be very helpful for people with large account balances who need to save on fees for their personal superannuation.

Make Bigger Contributions

If you are set to benefit from lowered interest rates on a home loan and want somewhere to put your extra money, why not consider your personal superannuation?

Is Your Personal Superannuation Fund Enough?

The money you have in your personal superannuation fund may not be enough to see you through retirement comfortably.

Keeping Fees Low On Your Personal Superannuation Fund

Different types of superannuation funds will tend to have different schemes for fees, meaning your choice could greatly affect the amount you must pay in fees each year.

ESUPERFUND

Personal superannuation through an ESUPERFUND self managed superannuation fund can mean very low fees compared to other types of superannuation funds.

Recovering From The Stock Market Horror

Personal superannuation earnings have been hit hard by the world financial crisis, so you may need help in recovering from stock market losses that have reduced your personal superannuation account balances.

Building up your personal superannuation

Personal superannuation development is slow and needs to be planned out over the entire span of your career and life.

Can your personal superannuation earn more?

You may be able to earn more in your personal superannuation than you currently do.

Superannuation calculator

Personal superannuation goals are often not set early on by using a superannuation calculator, but the earlier you set goals for your personal superannuation, the more time you have to reach them before retirement.